HOW TO CHOOSE PROTECTION FOR YOUR MOTORCYCLE SHIPMENT

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Choosing Motorcycle Shipping Protection

 

When shipping a motorcycle, it will not be covered by your personal policy. In order to protect against damage or loss, your motorcycle shipping company should offer a minimum amount of protection. You can verify that the motorcycle shipping company offers this coverage by asking for a copy of their insurance certificate when they provide you with your motorcycle shipping quote. You can then double-check the information listed with their insurance provider (listed on the certificate) or with the Department of Transportation.

 

WILL THE MOTORCYCLE SHIPPING COMPANY’S COVERAGE BE ENOUGH?

 

Remember, this protection is required by law but will very likely not cover the full value of your motorcycle. To check if the motorcycle hauler’s minimum protection is enough, be sure to ask these questions:

 

  • What kinds of damage are protected?
  • Will mechanical damage be covered?
  • What is the coverage limit?
  • Are specialty items or accessories covered?

If your motorcycle is especially valuable, you may want to purchase additional protection during transport. Most transport companies will be able to provide this coverage or refer you to a third-party provider. Do not forget that even with personal protection, you will pay a processing fee in the case of damage.

 

Motorcycles transported through uShip are eligible for the uShip Protection Plan. This policy is all-risk and covers approved goods against damage, lost, or stolen cases subject to the terms and exclusions of the contract. Learn more about uShip Protection Plan here.

 

FILING CLAIMS

 

While it is unlikely, shipping a motorcycle may result in damage prior to its arrival. If this is the case, record all damages on the “Bill of Lading” and have your transporter sign a copy. Do not refuse to accept the motorcycle unless the damages make your motorcycle completely invaluable.

 

Next, follow your motorcycle shipping company’s instructions on filing and collecting a claim. Patience will help the entire process go smoothly. Remember, your shipping company will want to resolve your problem quickly, and you can help them do that. If your carrier or their insurance is not being helpful, you can file a claim with the Better Business Bureau or the Department of Transportation.

 

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AUTHOR

Lisa Friedrich

April 12, 2012